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The Top 3 Reasons to Insure Your Wedding

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reasons to get wedding insurance

Health. Homes. Vehicles. We insure the most important things in our lives — the ones we truly can’t live without.  So why wouldn’t a bride and groom want to protect such an important day — their wedding day — from the unexpected? Wedding insurance may sound like a luxury you can do without, but that’s far from the truth. We teamed up with our friends at John Lewis Insurance to share the top reasons to consider protecting your big day from the unthinkable.

Vendors – Wedding vendors often require a hefty down payment when you book their services. This is predictable. What’s not predictable is when that vendor goes out of business or bails at the last minute. While 99% of wedding vendors are reputable and honest businesspeople, what happens when you book one who isn’t?

Sickness - If you’re anything like me, you tend to get sick on holidays, birthdays and during other special events. Can you imagine falling ill on the day of your wedding? This goes for a parent or member of the wedding party as well. A wedding insurance policy can cover the cost of rescheduling. Now that’s what I call a safety blanket!

Accidents – By nature, accidents are difficult to predict. Allow us to throw out a few possible disasters that could disrupt your festivities: Your tuxedo accidentally catches on fire on the way to the wedding, the car carrying your gifts is stolen or an earthquake damages a water line going into your rehearsal dinner site. As unlikely as these events may seem, they can happen.

But don’t just take it from us, check out this video from John Lewis that illustrates some of the main reasons to insure your big day:

Just as you wouldn’t sign your mortgage without having homeowner’s insurance, you should consider buying wedding insurance as a safeguard against failing vendors, sickness and accidents. Wedding insurance usually only costs a few hundred dollars, but could save you thousands if the unexpected occurs. For a compilation of the most common FAQs on wedding insurance policies, click here.

john lewis is a sponsor of groomsadvice

Are you considering insuring your wedding? Tell us why or why not in the comment section below.


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